Hello everyone,
We at The Vaught Team @ Sun American Mortgage Co. want you to know what a great option the FHA loan is in the Chandler, AZ area. The FHA loan will give a borrower an option to put down as little as 3.5% of the purchase price; it has very flexible payment ratio guidelines; it can be used to buy a new primary even if you already own another home (as long as you don't have another FHA loan); You can finance up to $346,350.00 in Chandler with FHA financing; and is a very safe and secure option for a home loan.
The Chandler, AZ FHA Loan is a great way to keep your assets in your pocket; especially in these uncertain financial times; and still be able to obtain the home of your dreams. Another great thing is that investors are only requiring a minimum credit score of 640 to obtain a FHA loan; so if you have had some credit blemishes and they were isolated financial hardships then you should have no issue getting a FHA loan.
At Sun American Mortgage, we have our own FHA underwriters in house so we make the decisions and fund all of our loans; unlike a broker who has to let another bank underwrite their loans. Because we underwrite in house and fund with our own money, it extremely speeds up the transaction. We are closing FHA purchase loans in about 3 weeks time; unlike major banks out there who are taking 60 days plus to close loans in most cases. Our bank is the perfect size to work with to keep the process personalized and keep the costs very low.
Contact us today if you are interested in more info on the Chandler, AZ FHA Home Loan.
Justin Vaught - Licensed Loan officer and Manager of The Vaught Team @ Sun American Mortgage Co. - Cell: 480-299-8565 - www.facebook.com/VaughtTeam - www.twitter.com/VaughtTeam - www.AZFHAMortgage.com
NMLS # 260072
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